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California Jumbo and Super Jumbo Mortgage Loans


Rates are at a Historic Low For Jumbo and Super Jumbo Loans in California

Jumbo and Super Jumbo loans are mortgages with loan amounts greater than the conforming loan limit. The conforming loan limit is set every January. The current nationwide conforming loan limit is $417,000, with county specific high balance conforming loans up to $729,750, which are also the limits for 3.5% minimum down payment FHA loans.  2 to 4 unit limits are higher on both nationwide and county maximums.  Available jumbo loans programs up to $10,000,000 plus are available as 30 and 15 year fixed rates, as well as numerous adjustable rates, with initial fixed periods of 1, 3, 5, 7, 10 years, and roll into annual adjustable rates after the initial fixed period.

Jumbo Loans

When a loan amount is higher than the conforming limit, it becomes a Jumbo Loan – or non-conforming loan – with slightly higher interest rates.  These are often portfolio loans and these days are rarely sold on the secondary mortgage market.  Borrowers’ loan requests are for loans greater than Fannie Mae, Freddie Mac and FHA limits discussed previously.

Our many Jumbo and Super Jumbo Programs

We offer numerous jumbo loan programs with virtually unlimited loan amounts to $5,000,000+.  These loans feature loan to value ratios of 75% to 80% choices between variable interest rates with low initial interest rates.  These programs are for owner occupied, 2nd home and non-owner occupied 1 to 4 unit properties.

With interest rates so low, consumer interest in Jumbo Loans is very high. If you are interested in finding out about securing a high end home without the jumbo mortgage rate, or getting your Jumbo Loan with a low (or no) down payment, talk to a mortgage expert at LoanSuperStore.com, Inc. (800) 365-8787 ext. 11, or follow this link to our fast, easy, and secure online application.

 Online Application Form